If the vehicle is older than 15 years since manufacture.

Fully filled Proposal form, copy of logbook, ID and KRA PIN certificate.

To have the most accurate premium charged and the sum insured when claiming as per the state of the vehicle from inception.

Because it is the amount of loss to be borne by the insured in the event of a claim. It’s policy holder’s retention cost.

Yes. Up to 3 instalments

Do not admit liability. Inform your relationship officer at DESACCO, take pictures of the damage to the vehicle, get a Police Abstract and fill in a claim form.

Yes; once the repair authority has been issued, provided you had paid for that benefit when taking the cover

If the claim arises due to depreciation, wear and tear, mechanical, electrical or electronic breakdown as well as failures or breakages to the insured motor vehicle. Also, if the claim is fraudulent.

Domestic Package Insurance covers your home, its contents, and provides specialized options for homeowners, renters and BnB owners.

Coverage typically begins as soon as your application is approved and the premium payment is received.

Loss or damage to golfing equipment namely clubs, bags, caddie carts/buggy/trolleys, Accidental Medical expenses to caddies and Hole in one expense as a result of the insured holing out in one stroke.

Medical insurance is specific to an individual and covers both inpatient and outpatient medical expenses.